Blockchain, Smart-contract, Bitcoin: these buzz-words are all around fin-tech places but very few of us actually apprehend what exactly lies behind the glitter. Unlike the Internet of Things (IoT), Artificial Intelligence (AI), Blockchain is not one of these shiny innovations with fancy acronyms whose repercussions are obviously tangible. Ford removed horses to develop speed, revolutionizing...

While retail banking has been facing sharp challenges since the economic crisis of 2009, the financial market seems to level off progressively. At least for the banks pushing their digital transformation further than the average. In this article, we aim at highlighting the key challenges and opportunities retail bankers are currently facing and emphasise on...